Fixed Deposit

A fixed deposit (FD) is a financial instrument provided by banks which provides investors with a higher rate of interest than a regular savings account.

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Recurring Deposit

Recurring Deposit is a special kind of Term Deposit offered by banks with regular incomes to deposit a fixed amount monthly into their RD account.

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Saving Account

A savings account is an interest-bearing deposit account held in India at a bank or another financial institution that provides a modest interest rate.

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Gold Loan

Mortgage Loan

Loan Against Property

Daily Loan Scheme

Micro Finance

Welcome To Bhavishya Jyoti Nidhi Limited

Bhavishya Jyoti Nidhi Limited being a company registered under the Companies Act 2017, it automatically comes under the supervision of the MCA. Also being registered under the Company Act 2013. Main objective is to encourage and afford all facilities for cultivating thrift ,saving habits and to render all financial assistance to its member only by receiving long and short term deposits and in particular recurring ,fixed and other deposits, not being current accounts from the members as are allowed by law for Nidhi 01 Mutual Benefits Companies, and to grant loans to the members only as against securities of immovable properties (within City) and or on the security of deposits, movable such as gold, silver, jewellery, Kisan Vikas Patra, National Saving Certificates Scheme, insurance policies and other Government securities up on such terms and condition as may from time to time prescribed in law for Nidhi or Mutual Benefits Companies.

A company declared as a Nidhi or Mutual Benefit Society registered under the section 406 of the Companies Act, 2013. Nidhi is have many features which make them stand distinctly apart from many other Non-Banking financial company who are working under the guideline of R.B.I

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