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Fixed
Deposit Plan
Time Period
Amount
Rate
Maturity
12 MONTH
10000
7%
10,719
24 months
10000
7.30%
11,557
36 months
10000
8%
12,682
48 months
10000
8.30%
13,890
60 months
10000
9.00%
15,605
Terms & Conditions:
It is mandatory to be a member in the company.
Company will issue 20 shares (10/- Rs each) for FD Plan.
Minimum FD would be of Rs.10000 and further in multiple of Rs. 1000.
Interest calculation yearly compound.
TDS Deducted to be Deducted on interest. Paid by Bhavishya Jyoti Nidhi Limited on Deposit as per provisions and Income tax Act.
Loan available against deposits up to 70% of deposited amount after one month from the date of deposit.
F.D. will not be premature within first 3 month.
if F.D. is matured after 3 month but before 6 month no interest will be paid.
if any person premature its F.D the the person will be paid 2%, less of maturity interest after 6 month to 60 months.
in case of death of a depositor, the company will repay to nominee or beneficiary the principal & interest, at which it was accepted.
Our Scheme
Fixed Deposit Plan
Recurring Deposit Plan
Monthly Income Scheme
Daily Deposit
Saving Account
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