About Us
Bhavishya Jyoti Nidhi Limited being a company registered under the Companies Act
2020, it automatically comes under the supervision of the MCA. Also being registered under the
Company Act 2013 Bhavishya Jyoti Nidhi Limited Main objective is to encourage and afford all facilities
for cultivating thrift ,saving habits and to render all financial assistance to its member only
by receiving long and short term deposits and in particular recurring ,fixed and other deposits,
not being current accounts from the members as are allowed by law for Nidhi 01 Mutual Benefits
Companies, and to grant loans to the members only as against securities of immovable properties
(within City) and or on the security of deposits, movable such as gold, silver, jewellery, Kisan
Vikas Patra, National Saving Certificates Scheme, insurance policies and other Government
securities up on such terms and condition as may from time to time prescribed in law for Nidhi
or Mutual Benefits Companies.
A company declared as a Nidhi or Mutual Benefit Society registered under the section 406 of the
Companies Act, 2020. Nidhi is have many features which make them stand distinctly apart from
many other Non-Banking financial company who are working under the guide line of R.B.I
Bhavishya Jyoti Nidhi Limited has the rules and objectives of that are the same as
a bank, but it is only in effect to someone (a members group) who has agreed or joined this
agreement, as a bank, but to do business for Its Member only. So if the term is a quasi-bank, i
think that the rules and objectives of that are the same like the commercial bank, but this
thing are only in effect to someone (a members group) who has agree/join on this agreement. If a
bank, but not the one honoured to do business for public. The way we provide service to our
members is far better than others and we are trying to make it much better as our aim is to
provide extreme level service to people as well as to our nation. Providing a world class
financial support, Bhavishya Jyoti Nidhi Limited is continuously securing the society, we live in; on the
other side, creating all new service method spontaneously Bhavishya Jyoti Nidhi Limited is presenting a
pleasant way which will help human being to lead the life comfortably. In a word we can say that
Bhavishya Jyoti Nidhi Limited is the "New Way Of Your Savings.